🔍 Tìm kiếm từ vựng
retail apocalypse
Noun
tận thế bán lẻ, đóng cửa hàng loạt các cửa hàng vật lý
the widespread closure of physical retail stores, often due to shifts in consumer behavior toward online shopping
"Despite the challenges posed by the retail apocalypse, some retailers have managed to thrive by focusing on customer experience , innovation , and digital transformation strategies ."
stock keeping unit
Noun
đơn vị lưu kho, mã sản phẩm duy nhất
a unique alphanumeric code assigned to each distinct product or item in a retailer's inventory for tracking and management purposes
"When a customer requests a specific product, the sales associate uses the SKU to quickly locate the item in the store or check its availability in the inventory system."
retail analytics
Noun
phân tích bán lẻ, phân tích dữ liệu bán lẻ
the use of data analysis and insights to optimize retail operations, improve sales performance, and enhance customer experiences
"Retailers rely on retail analytics to make data-driven decisions that improve overall business performance ."
option
Noun
quyền chọn, hợp đồng quyền chọn
a contract that gives the holder the right, but not the obligation, to buy or sell an asset at a predetermined price within a specified time frame
"Investors often use call options to speculate on the potential price increase of a particular stock within a defined period."
belt-tightening
Noun
thắt lưng buộc bụng, tiết kiệm
an act of spending less money during difficult financial times
"During the recession , our family had to start belt-tightening."
business cycle
Noun
chu kỳ kinh doanh, chu kỳ kinh tế
the rhythmic pattern of economic growth and decline, consisting of phases such as expansion, peak, contraction, and trough
"Businesses that can adapt to the cyclical nature of the economy by diversifying their products or services may be more resilient across various phases of the business cycle."
equity
Noun
giá trị ròng, vốn chủ sở hữu
the value of an asset after deducting all claims, debts, or liens against it
"Equity in the business grew steadily over the decade ."
depreciation
Noun
khấu hao, giảm giá
a decline in something's price or value
"Economic uncertainty has resulted in the depreciation of stock prices across various sectors ."
capital market
Noun
thị trường vốn, thị trường tài chính
a financial market where long-term debt or equity-backed securities are bought and sold
"Financial institutions provide various services such as underwriting and brokerage to participants in the capital market."
asset stripping
Noun
tước đoạt tài sản, bán tài sản
the act of buying a company and then selling its assets separately, often at a profit, without regard for the company's long-term viability
"Regulators have implemented measures to prevent asset stripping and protect the interests of shareholders and other stakeholders ."
curtailment
Noun
giảm bớt, hạn chế
the act of reducing or limiting something in order to reach financial stability
"Curtailment of capital expenditures was necessary to preserve cash flow during the financial downturn."
to wind down
Verb
giảm dần, đóng cửa dần
to slowly reduce the activity of a business or organization, leading to its eventual closure
"The board of directors voted to wind the organization down and distribute its remaining assets."
bottom line
Noun
lợi nhuận ròng, dòng dưới cùng
the amount that was profited or lost in an organization or company after everything was calculated
"Increasing revenue and reducing expenses are essential strategies for improving the bottom line."
supervision
Noun
giám sát, quản lý
the act or process of overseeing the activities of individuals or a group to ensure compliance with rules or objectives
"The regulatory agency conducts regular supervision of financial institutions to ensure compliance with industry regulations and protect consumers ."
collective
Noun
tập thể
a cooperative or united group of individuals, entities, or elements working together for a common purpose or interest
"The labor union acted as a collective to negotiate fair wages and working conditions on behalf of its members ."
maladministration
Noun
quản lý kém hiệu quả, sự quản lý không đúng đắn
the inefficient or improper management, especially within a public institution or organization
"The local council was accused of maladministration in its handling of planning permissions , leading to legal challenges and public scrutiny ."
directive
Noun
chỉ thị, hướng dẫn
a clear instruction or order given to guide actions or decisions
"The software development team received a directive to prioritize the resolution of critical bugs before the next software release ."
syndicate
Noun
hội đồng, liên doanh
a group of people or businesses who come together in order to carry out or to fund a particular business project
"The real estate syndicate purchased the commercial property through a joint venture , sharing both the risks and rewards of the investment ."
price fixing
Noun
ấn định giá, thỏa thuận giá
an agreement between business rivals to not sell products at a lower price
"Price fixing undermines the principles of free market competition and can harm consumers by limiting choices and driving up prices ."
alimony
Noun
tiền cấp dưỡng, trợ cấp nuôi con
the money that is demanded by the court to be paid to an ex-spouse or ex-partner
"The judge considered various factors in determining the amount of alimony to be paid ."
contingency
Noun
dự phòng
the funds that are set aside for unforeseen expenses that may arise in the future
"Personal finance experts recommend building a contingency fund equivalent to three to six months ' worth of living expenses to provide a financial buffer in case of job loss or medical emergencies ."
receivables
Noun
khoản phải thu, nợ phải thu
the amount of unpaid debt that a company expects to receive from its customers or another company
"The accountant reconciled the receivables ledger to ensure that all invoices and payments were accurately recorded ."
gratuity
Noun
tiền boa, tiền thưởng
an additional amount of money given to someone for their services
"The chauffeur provided excellent service , so we gave him a gratuity in appreciation for his professionalism ."
clearing house
Noun
trung tâm bù trừ, phòng thanh toán bù trừ
a financial institution that oversees exchanging cheques and other financial transactions
"The clearing house conducts daily settlements to ensure that trades are settled promptly and accurately , reducing systemic risk in the financial system ."
line of credit
Noun
hạn mức tín dụng, tín dụng luân chuyển
the maximum amount of loan that a customer is allowed to receive
"The student obtained a line of credit from a financial institution to help cover tuition and living expenses while attending university ."
fintech
Noun
fintech, công nghệ tài chính
the technological innovation in financial services
"Governments around the world are recognizing the potential of fintech to drive financial inclusion and economic growth , implementing supportive policies and regulations to foster innovation in the sector ."
pension pot
Noun
quỹ hưu trí, tiết kiệm hưu trí
the total accumulated savings set aside for retirement
"Upon reaching retirement age , individuals can choose to withdraw a lump sum or receive regular payments from their pension pot to support their living expenses ."
child support
Noun
tiền cấp dưỡng con cái, trợ cấp nuôi con
a regular payment from one parent to financially support the child after a divorce
"Parents can work together to establish a fair child support arrangement outside of court , often with the help of a mediator ."
giro
Noun
chuyển khoản ngân hàng, chuyển tiền qua bưu điện
a British banking system in which funds are transferred from one account to another upon authorization, often via bank or post office
"The giro system allows quick and secure fund transfers ."
to liquidate
Verb
thanh lý, trả nợ
to clear one's debt
"After selling off his assets , he was able to liquidate his debt ."